Papers & Articles

Policy and Research Working Papers

Other Papers and newspaper articles

Papers Presented at Conferences and Seminars - International

Papers Presented at Conferences and Seminars - Nigeria

Papers Presented at Conferences and Seminars - Pakistan



Policy and Research Working Papers:

  1. “The Macroeconomics of Adjustment in Sub-Saharan Africa: Results and Lessons.” World Bank, Policy Research Working Paper No. 1365, October 1994.

  1. Why Do Some Economies Adjust More Successfully Than Others? Lessons from Seven African Countries”, World Bank, Policy Research Working Paper No. 1364, October 1994.

  1. “Trade, Aid and Development in Sub-Saharan Africa: Results and Lessons.” World Bank, Policy Research Working Paper No. 1214, November 1993.

  1. "Poverty and Structural Adjustment: The African Case", World Bank HRO Working Paper No.9, September 1993.

  1. “Capital Flows to Asian and South Asian Countries”. Co-Author Kwang Jun. World Bank, PRE Working Paper No. 842, January 1992.

  1. How did the Asian Countries Avoid the Debt Crisis”. World Bank, PRE Working Paper No. 785, October 1991.

  1. “Future Financing Needs and the Constraints on Scope of Action.” Co-Author with S. Mitra. World Bank, PPR Working Paper, 1989.

Other Papers and newspaper articles:

  1. "The revolt against elitism", DAWN, Nov 10, 2016 word document
     

  2. "A Skeptic's View of international Development", DAWN, Oct 10, 2016 word document
     

  3. "Action at Full Speed", DAWN, Oct 18, 2016 word document
     

  4. "Reorienting Pak-US ties", DAWN, Sept 7, 2016 word document
     

  5. "Coping with an Uncertain Future", Express Tribune, June 28, 2016 word document
     

  6. "Pakistan's daunting deficits", Dawn, Jan 22 word document
     

  7. "To be or not be independent", Dawn Banking Awards Supplement May 13 word document
     

  8. "Messy & Hidden Urbanization", Dawn, May 16 word document
     

  9. "Reformer- in- Chief", Interview in The Herald, May 2016 word document
     

  10. "Private participation in Defense Industry Blue Chip", Jan 2016 word document
     

  11. "Pakistan Diaspora, Blue Chip", April 2016 word document
     

  12. "Policy Framework for the Budget", DAWN, March 28, 2016 word document
     

  13. "Coordination Failure", DAWN, Dec 22, 2015 word document
     

  14. "Markets, Society and Economy", Blue Chip magazine Oct 2015 word document
     

  15. "Democratic Governance", Blue Chip magazine, July 2015 word document
     

  16. "A Roadmap for Governance Reforms", BLUE CHIP Magazine, April 14, 2015 word document
     

  17. "The post-IMF agenda", DAWN, July 13, 2015 word document
     

  18. "Budgets and the real economy", DAWN, June 20, 2015 word document
     

  19. "Public-private partnerships", DAWN, June 2, 2015 word document
     

  20. "Health of the economy", DAWN, May 13, 2015 word document
     

  21. "Pakistan as a regional manufacturing hub?", Business Recorder, April 12, 2015 word document
     

  22. "Pak-Afghan Economic Ties", DAWN, Feb 14, 2015 word document
     

  23. "Deregulating the Economy", DAWN, Nov 15, 2014 word document
     

  24. The Cancer of Sifarish”, DAWN, August 30, 2014 word document
     

  25. "Interview with Express Tribune", July 17, 2014 word document
     

  26. Delinking from Global Economy”, DAWN, July 5, 2014 word document
     

  27. Provincial Finances”, DAWN, June 21, 2014 word document
     

  28. Till Debt Do we Part”, Newsweek, June 7, 2014 word document
     

  29. "Policy Direction for the Budget", DAWN, May 30, 2014 word document
     

  30. "Economic Governance wins in India", Express Tribune, May 25, 2014 word document
     

  31. "State’s Role in Business", DAWN, May 10, 2014 word document
     

  32. "Promoting Islamic Finance", DAWN, April 12, 2014 word document
     

  33. "It is time to rethink", Agriculture supplement DAWN, March 13, 2014 word document
     

  34. "Stubborn Taxation Regime", DAWN, March 11, 2014 word document
     

  35. "The Last Mile Journey" , DAWN, Feb 21, 2014 word document
     

  36. "Bureaucracy needs Reforms", DAWN, Jan 25, 2014 word document
     

  37. What ought to happen in 2014?” The Express Tribune, Jan 1, 2014
     

  38. Finding Real Relevance”, DAWN Aurora, Jan-Feb, 2014 
     

  39. Don't Disturb the Consensus”, Foreign Policy (FP), Dec 18, 2013
     

  40. Regulating the NGO sector”, DAWN, Dec 17, 2013
     

  41. "Inefficiency in Exports", The News, Nov 25, 2013 word document
     

  42. "Formulating Public Policy", DAWN, Nov 14, 2013 word document
     

  43. "Stability with Growth", DAWN, Oct 23, 2013 word document
     

  44. "Jobs and Urbanization", The News, Oct 21, 2013 word document
     

  45. "Fall of the Rupee", DAWN, September 25, 2013 word document
     

  46. "The Nexus of Human Capital and Governance", The News, September 23, 2013 word document
     

  47. "Pakistan’s Policy-performance Gap", The News, July 29, 2013 word document
     

  48. "In search of a Foreign Economic Policy", The News, July 1, 2013 word document
     

  49. Short-run Governance Reforms”, The Express Tribune, June 1, 2013 word document
     

  50. "The IMF Dilemma", DAWN, May 24, 2013 word document
     

  51. "Swallowing the Bitter Pill", The News, May 13, 2013 word document
     

  52. "Agriculture Vision 2030 is Vital", DAWN Agriculture Supplement, April 4, 2013 word document
     

  53. "Reviving an Ailing Economy", The News, April 1, 2013 word document
     

  54. "Big Bang Opportunity", DAWN, March 11, 2013 word document
     

  55. "The Youth Bulge", The News , March 4, 2013 word document
     

  56. "Risky Business", The News, January 14, 2013 word document

  57. "India-Pakistan Trade: Recent Developments, Future Prospects and Risks", Criterion Quarterly, January 2013 word document

  58. "Trading with India", The News, December 3, 2012 word document

  59. “How to Build Trust”, The Indian EXPRESS, December 1, 2012 word document
     

  60. "Interview with BLUE CHIP Magazine", November 2012 word document
     

  61. "Politics Vs Economics", The News, October  22, 2012  word document
     

  62. "The Economics of Corruption", The News, September 16, 2012  word document
     

  63. "How Green is my Valley", The News, August 13, 2012  word document
     

  64. "Strategic Location and the Economy", The News, July 23, 2012  word document
     

  65. "New Fiscal Federalism", The News, June 25, 2012 word document

  66. "The Budget Arithmetic", The News, May 14, 2012 word document
     

  67. "Flawed Privatization", The News, March 19, 2012 word document
     

  68. "Judicial Reforms and Economic Growth", The Express Tribune, March 17, 2012 word document
     

  69. "Interview with Business Line", India word document
     

  70. "Building Ties without Aid", The News Feb 14, 2012 word document
     

  71. "Agriculture Sector: Issues and Prospects", Dawn Feb 10, 2012 word document
     

  72. The Way Out”, The News Jan 9, 2012 word document
     

  73. "Courting Disaster for Votes", The News Dec 12, 2011 word document
     

  74. "Parliament’s Role in Economic Governance", The Express Tribune Dec 5, 2011  word document
     

  75. "Policy-Performance Gap", DAWN Nov 23, 2011 word document
     

  76. "Trade Recipe for India", The News Nov 14, 2011 word document
     

  77. "Consequences of Elitism", DAWN Nov 13, 2011 word document
     

  78. "An Economic Mirage", The News Oct 17, 2011 word document
     

  79. "Interview with Business Standard", Oct 16, 2011 word document
     

  80. "Interview with Smart Savings", DAWN Oct 7, 2011 word document
     

  81. "Subsidising the Rich", The News Sept 19, 2011 word document
     

  82. "Carnegie Mellon University Adelaide Convocation Address",  August 16, 2011  word document
     

  83. Pakistan’s Economy at 64”, The News, Aug 15, 2011 word document

  84. The Global Fallout”, DAWN, August 9, 2011 word document
     

  85. Maximizing Benefits for Devolution”, The News, July 25, 2011 word document

  86. Governance Initiatives”, Pakistan Today, July 20, 2011 word document

  87. Preparing for the Future”, The News, July 4, 2011
     

  88. Shared Growth”, The Herald Karachi, July 2011 issue
     

  89. Political Economy of Budget”, The News, June 13, 2011  word document
     

  90. Budget 2011/12: Analysis”, The Express Tribune, June 5, 2011  word document
     

  91. “Reforming public sector enterprises”, DAWN, June 2, 2011  word document
     

  92. US Assistance: Differing Perceptions”, The Express Tribune, May 19, 2011  word document
     

  93. "Bridging the Governance Deficit", The Express Tribune, April 2 and 3, 2011  word document
     

  94. "Prospects and Challenges for increasing India-Pakistan Trade", The News, March 24 and 25, 2011 word document
     

  95. "Pakistan’s Economy Post-Flood", Criterion Quarterly, January-March 2011 word document
     

  96. "Good Governance for Dummies", NEWSWEEK, February 21, 2011 word document
     

  97. "Disconnects and Mismatches", DAWN, February  6, 2011 word document
     

  98. "The inadequacy of our Economic agenda Tribune", The Express Tribune,
    January 25, 2011 word document

  99. "Floods: the next phase",  DAWN, September 8, 2010 word document 

  100. "Tough Economic Decisions", DAWN, October 4, 2010 word document 

  101. “Indo Pak economies compared”,  South Asia magazine, August 2010 word document
     

  102. "Banking and Monetary policy in 2010, Pakistan in 2010", Jang Group and The Economist, January  2010 word document
     

  103. Economic Cost of Instability, DAWN, November 2, 2009

  104. "Public entities & political control", DAWN, October 19, 2009 word document 

  105. "Governance Reforms in Education", DAWN, October 5, 2009 word document

  106. "Lessons from Financials Crises", DAWN, September 28, 2009 word document 

  107. "The Indian Dream", DAWN, July 12, 2009 word document

  108. "A confused federalism", DAWN, June 21, 2009 word document

  109. "The Economics of Fundamentalism", Notebook, May 2009  word document

  110. "Pakistan’s Economy 1999/2000 to 2007/08" , Business Review January-June 2009 word document

  111. "Pakistan-US economic ties",  DAWN, April 8, 2009  word document

  112. "Going beyond the IMF", DAWN, March 15, 2009 word document
     

  113. “Economic Governance in Pakistan”, Criterion, January-March 2009

  114. "Pakistan and trade liberalization", Blue Chip, November-December 2008 word document

  115. "Upgrading business education", DAWN, August 11, 2008 word document

  116. "Reforming The Executive" The News, July 8, 9 and 14, 2008 word document

  117. "Boom and Gloom" Newsline, May 2008 word document

  118. "Governance Reforms in Pakistan" Criterim, April-June 2008 word document

  119. "Reforming Institutions of Governance" DAWN, January 7, 2008 word document

  120. "Pakistan and Indian Economies– Sixty Years Later" –"Blue Chip , December 2007 word document

  121. "The Politics of Economics Policy Reforms", CRITERION, Oct-Dec 2007

  122. "Surge in Islamic Finance Service Industry"DAWN, September 2007word document

  123. "Pakistan and Indian Economies – Sixty Years Later"DAWN, August 14, 2007 word document

  124. "Reforming the Executive", The News, August 8,9,14 2007

  125. Reforming the Government (3 parts)” – The News, May 24, 26 & 30, 2007 word document

  126. How Critical is US Assistance?” – DAWN, April 16, 2007; Business Recorder, April 17, 2007; Khaleej Times, May 31, 2007 word document

  127. Pakistan’s Economic Future” – DAWN, March 23, 2007 word document

  128. Choices for financing fiscal and external deficits” – Blue Chip, January-February 2007 word document

  129. Pakistan’s External Sector: An Analytical Survey”– Blue Chip, January-February  2007 word document

  130. Banking for the poor” – DAWN, Karachi, October 15,2006

  131. Why Reform the Government?” - DAWN, Karachi, July 9, 2006

  132. Pakistan’s investment scenario and Capital markets” – DAWN, Karachi, June 11, 2006 word document

  133. Pakistan Banking Sector” – DAWN, Karachi, May 14, 2006 word document

  134. Elitist orientation of the economy” – DAWN, Karachi, January 7, 2006 word document

  135. Time to look to the East” – DAWN, Karachi, December 31, 2005

  136. “Banking Sector Reforms in Pakistan”: Blue Chip – The Business People’s Magazine, January 2005.

  137. History of the Banking System in Pakistan”: Blue Chip – The Business People’s Magazine, January 2005.

  138. "Why Pakistan should exit the IMF Programme?" Reproduced from article published in the Daily DAWN on February 29, and March 1, 2004.

  139. Why Forex Reserves?Management Accountant (2003)

  140. "Why should we avoid Populist Economic Policies?" Reproduced from DAWN, issues of November 9-11, 2002.

  141. "Dealing with Non-Performing Loans of Banks" Reproduced from article published in the Daily DAWN on October 21-22, 2002.

  142. "Why does Pakistan have to Accumulate Foreign Reserves?" Reproduced form Daily DAWN, Karachi: August 1, 2 and 3 2002.

  143. Economic Challenges Facing Pakistan”. Trade Chronicle (2001)

  144. “Domestic Debt and its Macroeconomic Effects”. Journal of the Institute of Bankers Pakistan (1998)

  145. Structural Adjustment in Sub-Saharan Africa: A Preliminary Evaluation." Paper prepared for the GCA Meeting at Cotomou, June 1993.

  146. "Reorientation of Nigeria's Industrial Policies". Nigerian Enterprise, April 1985.

  147. "Missing Links in Pakistan's Development." Pakistan Economist, June 1982.

  148. "A Short-Term Employment Strategy for Pakistan." A paper prepared for Pakistan Economic Conference, 1975.

  149. "Local Finance in Sind." Pakistan Study Group on Local Government, November 1975.

  150. "Food Resources in Pakistan." Pakistan Economist, March 1975.
     

  151. “An Appraisal of Japanese Tax System.” Finance, Taxation and Company Law, April 1974.

  152. “A Development Policy for Pakistan.” Pakistan Economist, March 1973.

  153. “Industrialization in Pakistan: Labour Intensive vs. Capital Intensive.” Pakistan Economist, October 1972.

  154. “An Analysis of the Assumption made in the Cornelius Report”. NIPA Journal (1969)

PAPERS PRESENTED AT CONFERENCES/ SEMINARS

INTERNATIONAL

  1. "South Asian Economy: Progress, Policies and Prospects" at the International workshop on Macroeconomic stability, Private sector and Economic Growth held at Dhaka on Dec14-15, 2015
     

  2. Towards South Asia Economic Union, Distinguished Lecture delivered at JMI”, New Delhi , Sept 11, 2014 and “Introductory remarks at India International Centre”, New Delhi, Sept 12, 2014  word document
     

  3. "The Evolution of Pakistan’s Socio Economic Situation", An assessment: French Institute of International Affairs and Embassy of Pakistan, Paris, May 20, 2014 word document
     

  4. "Entrepreneurship and Innovation in Pakistan", OECD Symposium on Innovation for Inclusive Growth at Paris, March 20-21, 2014 word document
     

  5. Reviving India-Pakistan Economic Relations”, Keynote address delivered at the Conference organized by ICRIER at New Delhi on Jan 21, 2014 word document
     

  6. "Islamic Finance for Development: Prospects and Inclusive Growth", A paper presented at Asian Development Bank Conference held at Manila on Nov 4, 2013 word document
     

  7. "South Asia: Potential for Development", Key note address delivered at South Asian Rotary Summit held at Hyderabad, India on May 3, 2013 word document
     

  8. "Normalizing India-Pakistan Trade Relations", Distinguished Lecture delivered at ICRIER, New Delhi, Feb 5, 2013 word document
     

  9. "Education and Just Development", Keynote address at The Citizens Foundation Fund raising event held at Seattle, USA, Oct 13, 2012 word document
     

  10. "The Future of the World Bank", Williams College Conference on "The Future of the World Bank and the IMF" held at Williamstown, USA, Sept 26, 2012 word document
     

  11. "Managing Macroeconomic and Monetary Policy under uncertainty", Key note address to the participants of the Central Bank course organized by SECAN and Bank of Japan at Manila, July 30, 2012
     

  12. "Revisiting Regulatory Regime for the Financial Industry", Distinguished Lecture delivered at Asian Institute of Finance, KL, Malaysia, May 23, 2012 pdf document
     

  13. "Managing India-Pakistan Trade", Woodrow Wilson Center conference, Washington DC, April 23, 2012 word document
     

  14. "Pakistan’s Governance Deficit", Seminar on Pakistan: Charting a course for Revival organized by the Friends of Europe at Brussels on Jan 26, 2012  word document
     

  15. "Reordering Economic Relations with the US", Stanford US-Pakistan Economic Dialogue held at Palo Alto on Jan 22-24, 2012  word document
     

  16. "The Role of Central Banks in Driving the Development Agenda", A paper presented at the 2nd OIC Experts Workshop organized by bank Negara Malaysia at Kulalampur Nov 13-14, 2011  word document

  17. Economic Integration in South Asia,  A paper presented at South Asia Forum held at New Delhi on Sept 8, 2011 word document

  18. Drivers of Globalization, Paper presented at the International Conference on Business Education held at New Delhi Feb 5-6, 2011  word document

  19. Macroeconomic Reforms in Developing countries and Global Financial crisis, 50th anniversary celebrations of Center for Development Economics, Williams College, Williamstown, USA Oct 13, 2010 word document

  20. Pakistan’s Economic Prospects – Challenges and Opportunities, A paper presented at the Seminar on “Pakistan – China Relations in the 21st Century” held at Beijing on March 18, 2010 word document

  21. Reviewing Structural Reforms in India and Pakistan, SABER/EABER Conference, Canberra, Feb11-12, 2010  word document

  22. Impact of the Crisis on Poverty and Access to Finance in Developing countries , KFW Financial sector symposium , Berlin Dec 2-4, 2009 word document

  23. Securing Development in the context of weak and Fragile states, Opening remarks at the Learning Event jointly organized by CIDA and Aga Khan Foundation, Canada, Ottawa, June 19, 2009 word document

  24. Financial Reforms and Economic Integration: The Case of Pakistan: Presented as a Discussant at the Conference on Financial Reform and Asian Economic Integration organized by the Chinese Academy for Social Sciences at Beijing, China, on May 14-15, 2009 word document

  25. Micro foundations of Economic Performance in Asia: Conference organized by NCAER/EABER at New Delhi April 3-4, 2008. word document

  26. Panel on Islamic Finance: Address delivered at the Malaysia – World Islamic Economic Forum Kuala Lumpur, May 29th 2007. word document

  27. Reforming Pakistan Challenges, Strategies and Prospectus: Lecture delivered at Institute of South Asian Studies, Singapore, June 4 2007. word document

  28. Pakistan: Prospects for Economic Growth and Challenges: Presentation made at a seminar organized by South Asia Region of the World Bank at Washington DC, August 20, 2007. word document

  29. Economic Development and Poverty Alleviation: International Seminar organized by the Institute of Strategic and International Studies at Kualalumpur, September 3, 2007. word document

  30. International Capital Flows and Development: A paper prepared for the North South Round Table Seminar held at New York on September 21, 2007.

  31. International Capital Flows and Development: A paper prepared for the North South Round Table Seminar held at New York on September 21, 2007.

  32. Risk Management for the Banking Sector in Globalizing economy: Keynote address at South Asia Management Forum, Dhaka, February 24-25 2007.

  33. Pakistan Recent Economic Developments and Future Prospects: RUSI/ IPRIO seminar on Pakistan London, April 17, 2007. word document

  34. A cross-sectoral approach to Islamic finance: IFSB Summit, Dubai, May 15-16, 2007. word document

  35. Malaysia – Pakistan economic cooperation: Malaysia – Pakistan Business Forum, Kuala Lumpur, May 27, 2007. word document

  36. Transforming non-governmental organizations into regulated Microfinance institutions at Global Microcredit Summit at Halifax, Canada: Paper presented at a panel - November 10-16, 2006. word document

  37. Banking Sector Reforms: Pakistan case study presented at IMF High level seminar on Banking Sector Reforms at Toledo, Spain November 2-3, 2006 word document

  38. Banking Sector Reforms – Lessons from Pakistan: Paper presented to the Bank of Indonesia on July 04, 2006 word document

  39. Economic Policy Reforms in Pakistan 1999-2006: Paper presented at the Seminar on Economic policy reforms held at Stanford University, June 01-03, 2006 word document

  40. Prudential arrangements for stability and Development of Islamic Finance: Paper presented at the Islamic Financial Services Board Summit held at Beirut, May 17-18, 2006 word document

  41. Future Challenges for Islamic Financial Services Industry: Paper presented at the World Bank Seminar on April 24, 2006 word document

  42. Islamic Financial Services Industry: The European Challenges Keynote Address at the Islamic Financial Services Forum organized by the Islamic Financial Services Board and the Central Bank of Luxembourg at Luxembourg on November 8, 2005.

  43. Structural Reforms In Pakistan’s Economy: Public lecture delivered at the Indian Business School, Hyderabad, India on October 7, 2005.

  44. Global Banking: Paradigm Shift: Chairman’s Inaugural Address at the Session on “Regulatory Issues’ held at the International Conference organized by the Federation of Indian Chambers of Commerce and Industry and the Indian Banking Association at Mumbai on October 6, 2005.

  45. Pakistan’s Development Challenges for the Coming Decade – How can Overseas Pakistanis Help? Keynote Speech delivered at the Pakistani Professionals Forum held in Toronto, Canada, on October 1, 2005.

  46. Poverty Reduction Strategy of Pakistan: Address delivered at the Seminar on “Challenges Ahead for Pakistan’s Economy” held by the Asia Society at the Elliott School of International Affairs, George Washington University, D.C. on September 27. 2005.

  47. Pakistan’s Economic Achievements, Prospects and Challenges: Address delivered at a seminar held at the Embassy of Pakistan, Washington D.C. on April 15, 2005.

  48. Education, Employment and Economic Development in Pakistan: Inaugural Address delivered at the Conference on Education held at Woodrow Wilson Center, Washington D.C. on April 15, 2005

  49. Pakistan’s Economic Turnaround An Untold Story
    Reproduced from the Pakistan Supplement Global Agenda, World Economic Forum Annual Meeting 2005 held at Davos in January, 2005.

  50. Future Outlook And Prospects For Pakistan’s Economy. Address delivered at the Seminar organized by the Pakistan Bankers Association, U.K. at London on January 17, 2005.

  51. Pakistan’s Economic Progress since 2000: False DAWN or a Promising Start. A Paper presented at a Seminar at the School of Advanced and International Studies, Johns Hopkins University, Washington D.C. on October 6, 2004.

  52. Effectiveness of Policies and Reforms: A Country Perspective. Remarks delivered at the World Bank OED Conference on Effectiveness of Policies and Reforms held at Washington D.C., on October 4, 2004.

  53. Economic Challenges Facing Pakistan: The Role of the United States. A Paper presented at a Seminar at the Center for Strategic and International Studies, Washington D.C. on September 30, 2004.

  54. Financial Sector Reforms in Pakistan. A Paper read at the Italy-Pakistan Trade and Investment Conference held at Rome on September 28, 2004.

  55. Harmonization of the Banking Sector in SAARC Region. Keynote address at the South Asian Federation of Accountants Conference held in New Delhi on August 28, 2004.

  56. Future Challenges Facing South Asian Economies. Speech delivered at Central Bank Anniversary Lecture 2004 held at Colombo on August 26, 2004.

  57. Economic Development in South Asia and the Impact of Globalization. Speech delivered at the Middle East and South Asia Conference of KPMG held at Bahrain on July 11, 2004.

  58. Finance, Growth and Poverty - The Experience Of Pakistan. Presented at the World Bank PREM Conference on Growth Strategies held at Washington D.C., on April 28, 2004.

  59. Policy Considerations before Bank Privatization - Country Experience Presentation made at the World Bank, International Monetary Fund and Brookings Institution Conference on "The Role of State-Owned Financial Institutions: Policy and Practice" held at Washington D.C., on April 27, 2004..

  60. The Future Prospects of The Islamic Financial Service Industry. Presentation made at the Annual General Assembly meeting of Islamic Financial Services Board held at Nusua Dua, Indonesia on March 31, 2004.

  61. Economy of Pakistan: PAST, PRESENT AND FUTURE. Keynote address at the Conference on Islamization and the Pakistani Economy held at the Woodrow Wilson Center, Washington, D.C. on January 27, 2004.

  62. What Have We Learnt From The Decade Of 1990's? Remarks made at the Embassy of Pakistan Seminar held at Washington D.C., on January 26, 2004.

  63. Why Should Foreign Investors Choose Pakistan As Their Destination? Remarks delivered at Euromoney Seminar on Pakistan: Investment Destination held at Dubai on September 21, 2003.

  64. Views on Public Sector Banks: Pakistan’s Experience. Presentation made at the the World Bank Conference on “Transforming Public Sector Banks” at Washington D.C. on April 9, 2003. Download Presentation

  65. Reforms of Public Sector Banks - Case Study of Pakistan. A paper prepared for the World Bank Conference on “Transforming Public Sector Banks" at Washington D.C. on April 9, 2003.

  66. Islamic Finance and Pakistan's Efforts in the Financial War on Terrorism. A paper presented at the conference on "The Financial War on Terrorism: The Contribution of Islamic Banking" held at Royal United Services Institute for Defence Studies, London on April 7-8, 2003.

  67. Learnings from the International Conference on“Challenges to Central Banking from Globalized Financial System” Held at the IMF in Washington D.C. September 16-17, 2002.

  68. Economic Reforms and Macroeconomic Management in Pakistan (1999-2001). Paper presented at the Brookings Institution, Washington DC, Asia Society, New York and the Institute of International Bankers, New York on 15-16 April, 2002.

  69. Reforming Pakistan's Economy Performance, Progress, Prospects and Problems. Speech delivered in Washington DCI New York on April 9, 2002.

  70. Conditionality and Ownership.Remarks made as a panelist at the Seminar on Conditionality and Ownership organized by IMF, World Bank and Commonwealth Secretariat at London on July 23-24, 2001.

  71. Pakistan and the IMF: 1988-2002 A paper presented at the International Expert Workshop organized by the German Foundation for Development (DSE) at Berlin on July 1 – 2, 2002

  72. Conference on Analytical Country Studies on Growth. Summary of remarks as an invited Discussant at the at the Center for International Development, Harvard University, Cambridge, Massachusetts, held on April 20-21, 2001.

  73. SBP’s Role in Promoting Microfinance Institutions. Remarks at the Asia Pacific Micro Credit Summit held at New Delhi on February 3, 2001.

  74. Economic and Investment Prospects in Pakistan. Presentation made at Adam Smith Seminar, Stockholm on October 1-3, 2000.

  75. Trade and Environment. Asian Development Bank, Manila, May 28 - 29, 1995.

  76. Paying for China's Infrastructure, Conference on China's Economic Reforms. Wilton Park, Winston House, W. Sussex, England, February 27 - March 3, 1995.

  77. China: Recent Capital Market Developments and Lessons from the Mexican Crisis, Resident Mission, Beijing, February 23, 1995.

  78. Macroeconomic aspects of Debt Management, Harvard Institute of International Development, July 25, 1-994.

  79. Problematique of African External Finance, 5th Conference of African Finance Ministers organized by ECA at Libbreville, Gabon, February 1-2, 1994.

  80. Seminars on African Adjustment Study: Addis Ababa, January 13, 1994; Nairobi, March 16, 1994; Abidjan, March 17, 1994; Accra, March 18, 1994; Paris, March 20, 1994; London, March 21, 1994; Stockholm, March 23, 1994; Frankfurt, May 16, 1994; Clermont Ferrand, May 17, 1994; Harare, May 22, 1994: New York, June 27, 1994.

  81. ECA/OAU Seminar on African Adjustment Study, Addis Ababa, January 14, 1994.

  82. Has Adjustment Helped or Hurt the Poor in Africa? Seminars on World Bank and Poverty: London, October 24, 1993; Madrid, October 26, 1993; Paris, October 28, 1993; The Hague, November 18, 1993; Stockholm, November 19, 1993; Brussels, May 9, 1994; Rome May 10, 1994; Dublin, May 12, 1994.

  83. Structural Adjustment and Long-term Development: International Conference on Adjustment at The Hague, by the Government of Netherlands.

  84. Trade, Aid and Investment: Royal African Society Biennial Conference at Oxford, March 21-23, 1993.

  85. Political Economics of Structural Adjustment - Case Study of Nigeria: Comment on J. Herbst and Olukoshi's paper at the World Bank Conference on Political Economy of Structural Adjustment, held on May 4, 1992.

  86. Capital Flows to Developing Countries: Comments on Susan Collin's paper at the Annual Bank Conference on Development Economics held on May I, 1992.

  87. Regional Integration in Sub-Saharan Africa: Comment on F. Foroutron/World Bank SEPR Conference on Regional Integration, held on April 1-3, 1992.

  88. Structural Adjustment in Sub-Saharan Africa: Food Studies Group Seminar at Oxford held on March 24-26, 1992.

  89. Adjustment and the Impact on the Poor: EDI/ADB seminar at Abidjan, held on March 10-14, 1992.

  90. African External Finances in the 1990s: (Co-author J. Underwood): Global Coalition for Africa (GCA.) first Advisory meeting, Paris, held on September 9-10, 1991.

  91. The Debt Problem of Sub-Saharan Africa: North-South Roundtable on African Debt, Relief, Recovery and Demobilization - Parliamentarians for Global Action, Abidjan held on July 8-9, 1991.

  92. Managing Asia's External Debt: K.D.I - A.D.B. Seminar, Seoul, held on May 14-17, 1991.

  93. External Debt Structural Adjustment and Development: UNCTC Workshop on Debt and External Resource Mobilization and Management at Antigua, held on October 22-24, 1990.

  94. External Debt and Development Process: UNITAR-EADB Workshop on Debt Management at Kampala and Dar-Es-Salam, held on January 1990.

  95. Borrowings from the World Bank: Kenya Treasury - World Bank Debt Management Seminar, Nairobi, held on October 1989.

  96. Organizing for Efficient Debt Management: World Bank Debt Systems Conference, Paris, held on April 1989.

  97. Fiscal Policy and External Debt: Arab Monetary Fund, Abu Dhabi, held in March 1989.

  98. Developing Countries Debt - Trends and Prospects: (with J. Baneth): Japan Center for International Finance, Tokyo, held in February 1989.


NIGERIA

  1. Nigeria's Need for Economic Policy Reforms: - at the Annual Conference of the Senior Managers of the United Africa Company, Lagos, held on November 27, 1987.

  1. The Role of International Financial Institutions: - at the National Debate on IMF Loan - held by Chase Merchant Bank, Lagos, held on September 25, 1987.

  2. Priorities and Incentives for Agriculture in Nigeria: at the Seminar on Nigeria's Economic Recovery - held by the Nigerian-American Chamber of Commerce and the African-American Institute held on September 2-25, 1987.

  1. Current Economic Situation: Donors Meeting at Lagos held on September 17, 1987.

  1. Nigeria and the IMF Loan: Luncheon Meeting of the Executive Directors of UAC (Nigeria), Lagos, held on September 16, 1987.

  1. Rural Development in Less Developed Countries: The Nigerian Experience: Keynote address at the Nigerian Association of Masters of Business Administration Lecture series, Lagos, held on May 16, 1987.

  1. Debt Rescheduling and the World Bank: South Conference on Nigeria: Prospects and Possibilities, London, held on March 30-31, 1987.

  1. Prospects for Agriculture Exports in the Medium-Term: Nigerian-American Chamber of Commerce Seminar, Enugu, held on March 18, 1987.

  1. Challenges and Opportunities for industrial Development in Nigeria: Henry Fajemirokun Memorial Lecture, N.I.I.A., Lagos, held on March 12, 1987.

  1. International Organizations and Nigeria's Agriculture Development: Fifth Annual Lecture by Agriculture and Rural Management Training Institute (ARMTI), Ilorin held on February 21, 1987.

  1. Global Economy and Nigeria: at Senior Managers' Conference of the International Bank for West Africa (IBWA), Lagos held on February 13, 1987.

  1. Economic Outlook for Nigeria: at Senior Managers' Conference of the Nigerian National Petroleum Corporation (NNPC), Lagos held on January 30, 1987.

  1. 1987 Budget: An Overview at the Budget Seminar organized by Arthur Andersen & Co., Lagos, held on January 1987.

  1. An Overview of Public Finance: National Workshop on Public Expenditure programming in Nigeria at Ibadan - organized by NCEMA, Federal Ministry of National Planning held on December 2, 1986.

  1. Essential Drugs: Federal Ministry of Health Workshop on Essential Drugs, Lagos, held on December I, 1986.

  1. Non-oil Exports: Opportunities and Strategies for Financing and Marketing Lagos Chamber of Commerce Seminar, Lagos, (October 12, 1986).

  1. The Experience of World Bank in Oil Palm Development in Various States: International Conference on Oil Palm, Port Harcourt held on October 11, 1986.

  1. Health Care Financing: Nigerian Medical Association, Lagos, held on September 17, 1986.

  1. Prospects for Nigerian Economy: International Advertising Association Luncheon, Lagos, held on September 11, 1986.

  1. Primary Health Care Financing: Workshop on Primary Health Care by the Federal Ministry of Health at Ibadan, held on July 8, 1986.

  1. Export Drive and Counter-Trade: The Microeconomic Perspective: Eko Holiday Inn Gold Medal Series, Lagos, held on March 14, 1986.

  1. Agriculture Development Projects in Nigeria: Recent Experience and Lessons for Future: Nigerian-Arab Bank Seminar on Finance, Abeokuta, held on February 14, 1986.

  1. Monitoring and Evaluation in Agriculture Projects: at the ARMTI Workshop for Senior Managers, Ilorin, held on November 6, 1985.

  1. Options for Resuming Nigeria's Economic Growth: at the Lagos Chamber of Commerce and the National Association of Chambers of Commerce, Lagos, held on September 11, 1985.

  1. Outlook for Nigerian Economic Situation in the Medium-Term: at the Business International Nigeria Group Meeting, Lagos, held on June 12-13, 1985.

  1. World Bank and Nigeria’s Agriculture Development: at the National Conference on Conference on Village Adoption Scheme, Nsukka, held on June 4, 1985.

  1. Public Enterprises in Select African Countries: Lessons of Experience: at the Annual Conference of Chief Executives of Nigerian Public Enterprises, Jos held on May 29, 1985.

  1. Prospects for Agriculture Development in Nigeria: Guest Lecture at the Annual Conference of the Nigerian Economics Students Association April 23, 1985.

  1. Reorientation of Industrial Policy in Nigeria: Keynote Address at the Association of Nigerian Development Finance Institutions Conference, Lagos, held on March 7, 1985.

  1. Population and Development at the World Development Report Launching Seminar at Lagos, held on October 23, 1984.

  1. Strategies for the Development of Small Scale Industries at the Annual Conference of the Institute of Management Consultants of Nigeria, Lagos, held on July 13, 1984.

  1. Management for Development at the University of Ife Seminar on World Development Report held on June 6-7, 1984.


PAKISTAN

  1. "Governance Reforms in Government, Public Sector, Regulatory bodies", Conference on Human Governance for Business, Islamabad, Jan 21

  2. "Economic Growth, Development and Resilience Building", LEAD Conference, Islamabad, Feb 21

  3. "A road map for private sector participation in Defence Industry", A paper presented at the DEPO Workshop held at Islamabad on Dec 2, 2015 word document

  4. "Social and Economic Consequences of Climate Change in Pakistan", Key note speech at Lahore Forum on October13, 2015 word document

  5. "China Pakistan Economic Corridor", Speech at the Passion for Pakistan panel on One Belt and One Road delivered at Karachi on September 22, 2015 word document

  6. "Good Governance is Good politics", Chief Guest Address to the Elite of the City of Karachi at the English Speaking Union of Pakistan on February 19, 2015 word document

  7. "How to reform the Civil services in Pakistan?" - Special lecture delivered at the University of Karachi on February 19, 2015 word document

  8. "Deliverable Democratic Governance", Chief Guest address at the launching ceremony of the book “Permanent Revolution – Managing for Deliverable Democracy” by late Syed Mumtaz Saeed held at Karachi on February 18, 2015 word document

  9. "Trading and Energy Corridors", A paper presented at the International Seminar on “Crossroads Asia: Dynamics of Peace and Progress” organized by the National Defence University at Islamabad on February 11, 2015 word document
     

  10. "A Road Map for Governance Reforms", Keynote address delivered at Pakistan Governance Forum 2014 held at Islamabad on December 22, 2014 by the Ministry of Planning, Development and Reforms.

  11. "Towards a Supreme Audit Institution", A paper presented at the International Conference on Public Financial Management organized by ICAP at Islamabad on November 24, 2014

  12. "Pathways to Sustainable Development", Special Lecture delivered at the SDPI Annual Conference at Islamabad on December 9, 2014

  13. "Economic Consequences of Judicial Actions", Keynote address at the Judiciary Conference in Islamabad, 18-19 April, 2014

  14. "The Economy of Sindh", Keynote speech at the International Conferences on Sind through centuries, Karachi, March 24-26, 2014 word document

  15. "Value Chain in Management Education", Key note address at the International Conference on Business held at Sukkur, Feb 21-22, 2014 word document

  16. "Education Reforms in Pakistan", Policy Dialogue organized by the British Council, Islamabad January 30, 2014 word document

  17. Urbanization In Pakistan”, Keynote address delivered at South Asia Cities Conference and Pakistan Urban Forum held at Karachi on Jan 9, 2014 word document

  18. "Microfinance for Inclusive Growth", Key note address at Microfinance Summit held at Islamabad, July 9, 2013 word document

  19. "The Impact of Euro Crisis on SAARC countries", Key note address delivered at SAARC Governors Symposium held at Islamabad on June 18, 2013 word document

  20. "An agenda for Reviving Islamic Finance" , Key note address at Global Forum on Islamic Finance organized by COMSATS Institute at Islamabad on March 13, 2013 word document

  21. "Economic Reforms in Pakistan – One Step Forward , Two Steps Backward",  Quaid-e -Azam Lecture delivered at the Annual Conference of the Pakistan Society for Development Economists held at Islamabad, Nov 15, 2012  word document

  22. "Impact of Privatization on Sustainable Development", Keynote address at KESC Thought Leaders Forum held at Karachi on September 13, 2012 word document

  23. "Positioning Capital markets for Emerging companies", Pakistan IPO Summit , Karachi, July 14,2012 word document

  24. "Global Financial Crisis", Pakistan Institute of Corporate Governance Seminar on Corporate Governance Karachi, July 12, 2102

  25. "Adapting Public Sector Services to Local Delivery", Lahore School of Economics Annual Conference, Lahore, May 17, 2012 word document

  26. "Business, Society, Science and Technology", Keynote address at the International Conference on Management, UMT, Lahore, March 28, 2012 word document

  27. "Agriculture Productivity and Economic Development", Key note address at DAWN Agri Pak Conference held at Karachi on Feb 11, 2012 word document

  28. "Redefining Governance", Paper read at the SDPI Fourteenth Annual Conference held at Islamabad on Dec 13, 2011 word document

  29. The Role of Contractual Savings in Pakistan’s Economy, Pakistan Insurance and Takaful Conference held at Karachi on Sept 6, 2011  word document

  30. Civil Service Reform in Pakistan, International Conference on Growth, Planning Commission, Islamabad July 13, 2011  word document

  31. Delineating Roles within the Sector,, Key note address at Microfinance Network Roundtable held at Islamabad on July 8, 2011 word document

  32. Models of Local Democracy within a Federal System, Commonwealth Local Government Forum held at Karachi on July 6, 2011 word document
     

  33. "Enabling Environment for Entrepreneurship", Opening remarks at the INSEAD Alumni Association Conference at Karachi, May 7, 2011 word document
     

  34. "Economic Growth and Intellectual Property",  Address at the World Intellectual Property Day Islamabad, April 26,  2011 word document
     

  35. Long term Economic Direction and Consistency of Economic policies, Lecture delivered at Applied economics Research centre Karachi March1,  2011 word document
     

  36. 2009 Pay and Commission report, Lecture delivered at National Management College, Lahore Feb 25,  2011  word document
     

  37. Innovation, Creativity and Entrepreneurship, Key note address at MIT Enterprise Forum held at Karachi on Dec 11, 2010 word document
     

  38. Pakistan's Economy and the Impacy of Flood, The World in 2011 Jang Group/ The Economist word document
     

  39. Acumen Fund Pakistan, Key note address delivered at the Annual Community Gathering of Acumen Fund held at Karachi on Dec 4, 2010 word document
     

  40. East and Central Europe: The Impact of 2008-09 Global Financial Crisis, University of Karachi on November 24-25, 2010 word document

  41. Managing Government-Business relation in Pakistan, Management Association of Pakistan, Karachi Nov 23, 2010 word document
     

  42. Institutions for Market Governance and Doing Business, Private Sector Task force, Islamabad Oct 29, 2010 word document
     

  43. Economic stability and Growth, Command and Staff college, Quetta Oct 21, 2010 word document
     

  44. Pakistan’s Economic challenges and the present Economic framework, National Defence University, Islamabad Oct 18, 2010 word document
     

  45. Economic challenges for Post flood Economy, Jinnah Institute Conference, Islamabad Sept 23, 2010 word document
     

  46. Trade and Human Development, Keynote address at the Launching ceremony of Human development in South Asia  Report 2009, Lahore, June 29, 2010 word document
     

  47. Islam and the Future of Economics, Keynote address at the Conference on Islamic Banking and Finance, Karachi, June 26, 2010 word document
     

  48. Business in new environment, Keynote address at the CFO Conference organized by the ICAP, Karachi, March 11, 2010 word document
     

  49. Pakistan Economy: Challenges and Prospects: Invited address at the Command and Staff College, Quetta on Sept 4, 2009 word document

  50. Economic policies under Shoaib: Delivered as Shoaib Memorial Lecture at ICMAP at Karachi on August 10, 2009  word document

  51. Recent Privatizations in Pakistan and their impact: Address delivered at the Conference on privatization organized by the Privatization Commission at Islamabad on July 3, 2009 word document

  52. Technology and Poverty reduction: Key note address delivered at the Launching ceremony of Human Development Report South Asia at Islamabad on July 2, 2009 word document

  53. Pakstan Experience with the IMF: A paper presented at IBA Conference on Pakistan Economy and  the IMF held at Karachi on May 31, 2009 word document

  54. From Global Financial Meltdown to Global Economic Crisis: Chief guest’s key note addressed at the Seminar organized by Institute of Cost and Management Accountants (ICMAP) held at Karachi on Feb. 6, 2009 word document

  55. Global Financial Meltdown: Genesis, Consequences and Lessons: Seminar organized by the Institute of Chartered Accountants of Pakistan (ICAP) at Karachi on October 23, 2008word document 

  56. Pakistan’s growth experience 1947-2007 (2008)

  57. word document
     
  58. Economics Governance: Paper presented at Conference on Pakistan economy organized by NDU at Islamabad Nov. 4, 2008. word document

  59. Public policy and Social Sciences: Paper presented at GCU Conference on the State of Social Sciences held at Lahore March 27, 2008. word document
     

  60. Evolution of Islamic Finance: Sustaining  Global Growth (2007)

  61. word document

  62. Perils to Pakistan’s competiveness (2007)

  63. word document
     
  64. Islamic Finance, Inclusive, Growth and Poverty Alleviation: Keynote address at the 3rd
    Annual International Conference on Islamic Banking organized by Islamic Capital Partner, Karachi, November 7, 2007word document

  65. Regional Cooperation in Asia Options for Pakistan: Keynote address at the International Seminar on Regional Cooperation in Asia organized by the Islamabad Policy Research Institute and Hans Seidel Foundation at Islamabad, September 6, 2007. word document

  66. Approach to Civil Service Reform: Paper prepared for discussion with the 87th National Management Course participants at National Management College, Lahore, September 13, 2007. word document

  67. Trade Liberalization, Economic Growth and Poverty Reduction: Keynote address at National Seminar on  Trade and Growth Linkage organized by Quaid-e-Azam University at Islamabad, June 27, 2007. word document

  68. Reforming the Government in Pakistan Rationale, Principles and Proposed Approach Keynote address at the Annual Conference on Management of Pakistani Economy, Lahore School of Economics, May 2, 2007. word document

  69. Poverty in South Asia Seminar: The Tyranny of Measurement and Crisis of Governance Mehboob ul Haq Human Development Centre, Islamabad, May 26, 2007. word document

  70. Broad Based Strategy for Overseas Pakistanis in the Development of Pakistan Overseas Pakistanis Investment Conference, Islamabad, March 5, 2007. word document

  71. Prospects for Japanese Investors in Pakistan Key note address at the Joint Business Dialogues between PJBF & JPBCC at Karachi on 24th January, 2007. word document

  72. Role of Civil Bureaucracy in Socio-Political Context of Pakistan Lecture delivered at the National Defense College, Islamabad on November 20, 2006.

  73. Development of Asian Bond Markets. Keynote address at the Asia Consultative Group Annual General Meeting at Karachi on November 9, 2006. word document

  74. Islamic Financial Markets: Positioned for Growth At 2nd Islamic Banking and Money Market Conference at Karachi November 8, 2006. word document

  75. Approaches to Government Reforms. Lecture delivered at the 85th National Management Course of Pakistan Administrative Staff College at Lahore on October 18, 2006.

  76. Globalization Challenges to Pakistan Economy: Lecture delivered at Foreign Service Academy, Islamabad on October 9, 2006.

  77. The Future of Kashf: Paper presented at the 10th anniversary celebration of Kashf Foundation held at Lahore on September 4, 2006.

  78. Human Security and Governance: Chief Guest address at the launching of Human Development in South Asia Report 2006 held at Islamabad on August 30, 2006.

  79. Why do we fear Globalization? Chief Guest address at the SPDC – DFID seminar held at Lahore on July 31, 2006.

  80. Economy of Pakistan and Impact of Earthquake on GDP Growth: Speech delivered to the officers of Lahore Garrison organized by the 4 Corps Hqrs, Lahore on July 15, 2006.

  81. The Perils Of Higher Skill Shortages For Pakistan’s Economy - What Can We Do About It? Chief Guest Address at the Prize Distribution Ceremony of the Institute of Bankers, Pakistan held at Karachi on November 26, 2005.

  82. Monetary-Cum-Exchange Rate Regime - What Works Best For Emerging Market Economies? Keynote Address at the SBP Conference on Monetary-cum-Exchange Rate Regime held at Karachi on 14 November, 2005.

  83. Culture, Ethics and Values in the Banking System: Presidential address at the 55th Annual General Meeting of the institutes of Bankers of Pakistan held at Karachi on September 17, 2005.

  84. Why Privatization is necessary for Economic Growth in Pakistan. Address as Chief Guest at the 11th Get Together of the Overseas Universities Alumni Club and the 21st Century Business & Economics Club on August 12, 2005 at Karachi.

  85. What is happening to Pakistan’s External Sector? Lecture delivered at the 82nd National Management Course of Pakistan Administrative Staff College at Lahore on June 21, 2005.

  86. Pakistan’s Budget for 2005-06 : Links with Strategic Framework. Presidential Address delivered at the Budget Breakfast Forum organized by the Institute of Bankers, Pakistan at Karachi on June 8, 2005.

  87. The Health Challenge in Pakistan: Prognosis and Prescription. Chief Guest Address at the Launching of Human Development Report of South Asia organized by Mahbubul Haq Center for Human Development at Islamabad on May 30, 2005.

  88. Distributing Benefits of Growth to the Majority. Presidential Address at the Pre-Budget Seminar held by Pakistan Observer at Islamabad on May 28, 2005.

  89. National Economy and Impact of Foreign Aid. Lecture delivered at No. 18 Air War College, Karachi on May 20, 2005.

  90. 34th Annual Meeting of the Board of Directors of the Asian Clearing Union. Welcome Address delivered at the Inaugural Ceremony held at Lahore on May 16, 2005.

  91. SME Financing: Issues and Strategies. Welcome Address at the Conference of SME Financing held in Lahore on May 10, 2005.

  92. Globalization, Regional Integration and National Development: Where does South Asia Stand? Inaugural Address delivered at the Valedictory Session of the South Asian Federation of Accountants held at Karachi on May 6, 2005.

  93. Sustainable Growth in Financial Sector of Pakistan. Address as Chief Guest at the Symposium organized by the Public Relations Management Group at Karachi on April 29, 2005.

  94. Key Issues in Managing Pakistan’s Economy: Inaugural Address delivered at the Seminar organized by the Lahore School of Economics, Lahore on April 28, 2005.

  95. Financing Human Development in Pakistan: Address delivered at the Pakistan Development Forum held in Islamabad on April 25, 2005.

  96. Pre-Budget Conference: Address as Chief Guest at the Conference held in Karachi on April 9, 2005.

  97. Economic Cooperation in Asia: Chairman’s Address at the High Level Seminar organized on the occasion of the Asian Cooperation Dialogue held at Islamabad on April 5, 2005.

  98. Progress and Prospects on Anti-Money Laundering: Welcome Speech delivered at Seminar on Anti-Money Laundering held at Islamabad on March 29, 2005.

  99. Economy of Pakistan: An Overview. Keynote address delivered at the Expo 2005 Conference held at Karachi on February 3, 2005.

  100. Corporate Governance in the Financial Sector: Session Chairman’s Address at the Seminar organized by the Institute of Business Administration (IBA) at Karachi on January 28, 2005.

  101. Unleashing Entrepreneurship: Address as the Chief Guest at the Launching of UN Secretary General’s Report held at Karachi on December 28, 2004.

  102. Global Partnership for Development: Address as the Chairman at the Plenary Session of the First International Conference on Volunteerism and Millennium Development held at Islamabad on December 7, 2004.

  103. Comparison of Pakistani Economy with Asian Economies: Keynote address delivered at the 12th General Council and General Body Meeting of the Asia Oceania Tax Consultants Association held at Karachi on November 26, 2004.

  104. Pakistan Financial Sector: A Roadmap for 2005-2010. Keynote address delivered at the 54th Annual General Meeting of the Institute of Bankers, Pakistan held at Karachi on October 14, 2004.

  105. Fostering Good Corporate Governance. Address as the Chief Guest at Best Corporate Reports Award Ceremony organized jointly by the Institute of Chartered Accountants of Pakistan and the Institute of Cost and Management Accountants of Pakistan held at Karachi on August 12, 2004.

  106. Developing Human Resources for the Financial Sector. Key note address delivered at the Launching of Masters in Banking Services Degree Program at the University of Faisalabad, held at Faisalabad on August 11, 2004.

  107. Vision for Pakistan’s Financial Service Industry. Address as the Chief Guest at the Ceremony to announce the Joint Venture Partnership between BMA Capital and Abraaj Capital held at Karachi on July 29, 2004.

  108. Reducing Poverty or Redistributing Income? Inaugural address at the Pre-Budget Seminar held by The Nation at Lahore on May 26, 2004.

  109. Sustainability of Pakistan's Economic Fundamentals. Speech delivered at the Oil and Gas Conference 2004 held at Islamabad on May 3, 2004.

  110. Why Lend to Small and Medium Enterprises? Inaugural address at the IFC sponsored Training Workshop for SME Lending held at the Institute of Bankers, Pakistan held at Karachi on April 12, 2004.

  111. Marketing Pakistan’s Image. Speech delivered at the Rotoract Club held at Karachi on April 12, 2004.

  112. Financial Sector in Pakistan – The Way Forward. Address at the Forty-Ninth Annual General Meeting Institute of Bankers, Pakistan held on March 25, 2004.

  113. Financing For Infrastructure Projects. A paper presented at the Pakistan Development Forum held at Islamabad on March 19, 2004.

  114. Foreign Reserves and the Common Man. A paper presented at Pakistan Administrative Staff College on March 11, 2004.

  115.  Why Pakistan should exit the IMF Programme? Reproduced from article published in the Daily DAWN on February 29, and March 1, 2004.

  116. Financial Sector Reforms and Pro-Poor Growth: Case Study of Pakistan. Speech delivered at the 53rd Annual General Meeting of the Institute of Bankers of Pakistan held at Karachi on February 21, 2004. PDF

  117. Lessons for Poverty Reduction – The Experience of Aga Khan Rural Support Programme. Keynote Address delivered at the International Conference on Lessons in Development – The Experience of AKRSP held at Islamabad on December 15, 2003.

  118. Banking Sector Developments, Challenges and Opportunities. Keynote address at IBC Gulf Conference - Investing in Pakistan at Islamabad on December 9, 2003.

  119. Industrial Competitiveness: Bench Marking Pakistan. Opening remarks at the Pakistan's Resident Mission - Asian Development Bank Institute High Policy Forum held at Karachi on November 20, 2003.

  120. SME Financing - Issue and Prospects. Keynote address at the SMEDA-IBP seminar on "Issue of SME Financing" held at Lahore on October 24, 2003.

  121. Human Resource Management in Practice – A Case Study of State Bank of Pakistan. Address at the National Conference on Human Resources held at Karachi on October, 18, 2003.

  122. Development Strategy of Punjab. Speech delivered at the Punjab Development Forum, Lahore, on September 16, 2003.

  123. Housing Finance in Pakistan: Progress, Prospects and Problems. Keynote Address on the occasion of Housing Finance Workshop organized by the World Bank and International Finance Corporation at Karachi on August 20, 2003.

  124. An Analysis of the Bank's Write-off (1999-2003). Institute of Bankers, Pakistan, Prize Award Ceremony held at Karachi on July 26, 2003.

  125. Seminar Exhibition on Technological Innovation in the financial sector.

  126. Changing Paradigms of Capacity Building. Keynote Address at the International Congress on Human Resources held at Islamabad on June 7, 2003.

  127. Governor's Interview to APP News Agency on 20th June, 2003.

  128. What does Continuity of Reforms mean? A paper presented at the PILDAT Legislative Workshop on Budget process held at Islamabad on May 27, 2003.

  129. Pakistan's Export Competitiveness in Global Market Global Market. A paper presented at the Seminar on Export-led Growth Strategy organized by the Export Promotion Bureau held at Lahore on May 27, 2003.

  130. Financial Sector Reforms – Presentation made at the Pakistan Development Forum 2003 held in Islamabad on May 14, 2003.

  131. Role of Islamic Finance. Islamic Fianace & Pakistan efforts in the financial war on Terrorism on Aprl 23, 2003.

  132. Conceptual Design of Poverty Reduction Strategy in Pakistan. Symposium of Pro-Poor Policies held at Islamabad on March 17, 2003.

  133. Strategy for Development of Microfinance in Pakistan. Remarks delivered as Chief Guest at the launching ceremony of the Financial Sector strengthening program of the Swiss Agency for Development and Cooperation held at Islamabad on February 26, 2003.

  134. A Fair, Equitable and Efficient Tax System for Pakistan. Concluding remarks at the National Conference on Tax Culture under the auspices of Income Tax Bar Association held at Karachi on February 22, 2003.

  135. The Role of The Private Sector And Government In Pakistan's Economic Development. Convocation Address at The Institute Of Business Management, Bahauddin Zakariya University, Multan held on February 4, 2003.

  136. Pakistan Economic Horizons, 2003 And Beyond. Closing Remarks at The Daily Times Seminar held at Karachi, on January 31, 2003.

  137. Regulatory Strategy of State Bank of Pakistan.Comments on the paper delivered by Dr. Mohsin S. Khan as Quaid e Azam lecture at the 18th Annual General Meeting of Pakistan Society of Development Economists held at Islamabad on 15th January 2003.

  138. Pakistan Poverty Assessment. Concluding remarks at the World Bank Seminar held at Karachi on January 7, 2003.

  139. Housing Finance. Welcome Address on the occasion of the inauguration of Housing Finance Conference at Karachi on December 11, 2002.

  140. Why should we avoid Populist Economic Policies? Reproduced from DAWN, issues of November 9-11, 2002

  141. Dealing with Non-Performing Loans of Banks. Reproduced from article published in the Daily DAWN on October 21-22, 2002

  142. Pakistan to issue Govt. Bonds Quaterly - Central Banks.
    By Saeed Azhar Of DOW JONES NEWSWIRES

  143. INTERVIEW: Pakistan Ctrl Bk -2: Comfortable Reserves
    By Saeed Azhar Of DOW JONES NEWSWIRES

  144. Banking Sector Reforms -Current Status And Future Prospects (Presidential Address at the Seminar organized by Management Association of Pakistan at Lahore held on August 31, 2002.

  145. Why does Pakistan have to Accumulate Foreign Reserves? Reproduced form Daily DAWN, Karachi: August 1, 2 and 3, 2002.

  146. Agriculture Sector Development: Problems and Issues. Inaugural address at the Financial Sector Conference on Agriculture Organized by ADBP at Karachi on June 28, 2002.

  147. Is The State Bank of Pakistan doing its Job? Inaugural address at the Pre-Budget Seminar organized by "The Nation" at Lahore on June 10, 2002.

  148. Governor's Interview. In PTV "News Nite" Programme of May 15, 2002.

  149. Strategy for External Debt Management 1999 – 2004. Address at the Institute of Bankers March 2, 2002.

  150. Bankruptcy Law. Keynote address at the Seminar organized by the Federation of Pakistan Chamber of Commerce and Industry at Karachi on Monday, January 28, 2002.

  151. Developing the SME Sector in Pakistan. Concluding address at the Habib Bank Seminar on 'Small and Medium Enterprises' held at Karachi on January 15, 2002.

  152. Comments on the paper Debt, Growth, Poverty in International Monetary System by Prof. Robert Mundell: at the Annual Meeting of Pakistan Society for Development Economists held at Islamabad on January 14, 2002.

  153. How is Pakistan Positioning itself for Challenges of Globalization? Paper presented at the Launch ceremony of 'Human Development in South Asia 2001 Report' by the Mahbub ul Haq Human Development Centre on October 29, 2001.

  154. Why Perceptions about Pakistani Economy Differ? Address at the English Speaking Union on July 5, 2001.

  155. Pakistan’s Development Challenges. Address at the Mahbub ul Haq Memorial Seminar, Human Development Centre held at Islamabad on July 16, 2001.

  156. Inaugural dinner of PICIC Commercial Bank. Address at the Inaugural Dinner of PICIC Commercial Bank On June 29, 2001.

  157. The Role Of Modarabas In Pakistan's Financial Sector. Keynote Address at the Seminar held by Modaraba Association of Pakistan held at Karachi on June 27, 2001.

  158. Macro Picture of the Budget 2000-01. Speech At The Post-Budget Seminar Organized By The Institute Of Chartered And Management Accountants On June 23, 2001.

  159. The Role of Regulators Globally in Promoting Ethical Standards. Address at Financial Market Association seminar held at PC Karachi on June 14, 2001.

  160. Economic Ties between China and Pakistan. Keynote address at the Pakistan Institute of International Affairs Seminar on Pakistan-China held at Karachi on May 30, 2001.

  161. The State of the Financial Sector in Pakistan. Speech delivered at the 50th Annual General Meeting of the Institute of Bankers in Pakistan held on February 24, 2001.

  162. Towards a Strategy for Employment Oriented Human Development. Address November 25, 2000.

  163. Strengthening the Leasing Sector. Address at the International Conference on Small and Micro Leasing held at Karachi on November 2, 2000.

  164. Making Pakistan Bankable – Country S.W.O.T. Analysis. Presentation made at Oil & Gas Conference held at Islamabad on October 24, 2000.

  165. Economic Prospects and Challenges in Pakistan. Presentation made at the Z.A. Bhutto Institute of Science & Technology on October 12, 2000.

  166. Pakistan’s Balance of Payments. Presentation made at Oil & Gas Conference - 2000 held at Islamabad on October 10, 2000.

  167. Making Globalization Work for the Poor – Case Study of Pakistan. A Paper presented at the Seminar on EMP-CIDA Globalization Project launch workshop held at Lahore University of Management Sciences, Lahore on July 17, 2000.

  168. Impact of Globalization on Poverty in Pakistan. A Paper read at Mahbub ul Haq Memorial Seminar, Mahbub ul Haq Human Development Centre held at Islamabad on July 15, 2000.

  169. Economic Challenges Facing Pakistan. A lecture delivered at the Center for Development and Democracy held at Karachi on January 19, 2000.

  170. Seminar/Exhibition on Technological Innovation in the Financial Sector. Inaugural Address at the CSP Certification and Accreditation of IT Professionals held at Karachi

  171. Financial Sector in Pakistan: The Way Forward. Address at the Forty Ninth Annual General Meeting of Institue of Bankers, Pakistan held at Karachi on March 25, 2000.


   
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